Credit Card Interest Calculator

Calculate how much interest you'll pay and how long it will take to pay off your credit card balance.

Credit Card Details

Enter your credit card information

Payment Analysis

Your debt payoff projection

Total Interest

$0

Months to Payoff

0

Total Payment

$0

Processing Fee$50
Interest as % of Balance0.0%
APR18.9%

Credit Card Debt Tips

Strategies to manage and eliminate credit card debt

Pay More Than Minimum

Making only minimum payments extends your debt and increases the total interest paid. Pay as much as you can above the minimum.

Stop Using the Card

While paying off debt, avoid adding new charges to the card. This helps you break the debt cycle and reach your payoff goal faster.

Consider Balance Transfer

If you qualify, transferring your balance to a card with a 0% introductory APR can help you save on interest and pay off debt faster.

Important Disclaimer

This calculator is provided for educational and illustrative purposes only. The results should not be considered as financial advice.

We recommend consulting with a qualified financial advisor before making any financial decisions. Market conditions, tax laws, and other factors can significantly impact actual results.

While we strive for accuracy, we make no guarantees regarding the accuracy or applicability of the calculations to your specific situation.