Disclaimer

By using the calculators and tools on MyWealthForge, you acknowledge and agree to the following:

• Educational Purpose: All calculators are designed for educational and informational purposes to help you understand various financial scenarios.
• Estimates Only: Results are estimates based on the information you provide and should not be considered as guaranteed outcomes.
• Professional Advice: These tools do not replace professional financial, tax, or legal advice from qualified professionals.
• Personal Responsibility: You are responsible for making your own financial decisions based on your personal circumstances.

MyWealthForge and its calculators do not provide personalized financial advice. The information provided:

• Is general in nature and may not be suitable for your specific situation
• Does not take into account your personal financial circumstances, needs, or objectives
• Should not be relied upon as the sole basis for financial decisions
• May not reflect current market conditions or regulatory changes

While we strive to ensure the accuracy of our calculators:

• Calculations are based on standard financial formulas and assumptions
• Results may vary due to rounding, timing of contributions, or other factors
• We make no warranties about the accuracy, completeness, or reliability of calculations
• Tax rates, interest rates, and regulations may change, affecting results
• Market conditions and economic factors can significantly impact actual outcomes

For investment-related calculators:

• Past Performance: Historical returns do not guarantee future results
• Market Risk: All investments carry risk, including potential loss of principal
• Volatility: Market volatility can significantly impact investment returns
• Diversification: No guarantee that diversification will protect against loss
• Inflation: Inflation can erode purchasing power over time

For tax-related calculations:

• Tax laws are complex and subject to change
• Individual circumstances can significantly affect tax obligations
• State and local tax laws may differ from federal requirements
• Consult a qualified tax professional for specific tax advice

To the fullest extent permitted by law, MyWealthForge shall not be liable for:

• Any financial losses resulting from the use of our calculators
• Decisions made based on calculator results
• Inaccuracies in calculations or underlying assumptions
• Changes in market conditions, regulations, or tax laws
• Any indirect, consequential, or punitive damages